0

Success

Success

3

Credit card company has blocked the transaction

Decline

4

Invalid merchant

Error

5

Do not honor – Capture card

Decline

6

Do not honor – Call bank

Decline

7

Customer block on recurring payment

Decline

8

Customer block on all recurring payments

Decline

9

Unpaid items on customer account prevent transaction

Decline

10

Duplicate check number

Error

11

MICR error

Error

12

Invalid transaction

Error

13

Amount Error

Error

14

Invalid card number

Error

15

Invalid issuer

Error

16

Refund attempt on card never charged

Decline

17

Amount greater than limit

Decline

18

Too many checks – limit on checks written from this account

Decline

19

Re-enter transaction

Error

20

Issuing bank offline

Error

21

Failed AVS check

Decline

22

Try again

Error

23

Void error

Error

24

Incorrect expiration date

Error

25

Invalid terminal

Error

26

Credit error

Error

27

A fraud filter has blocked this transaction

Decline

28

A fraud filter has marked this transaction as needing review

Decline

29

Issuing bank has timed out

Error

30

Format error on amount

Error

31

Lost card

Decline

32

Stolen card

Decline

33

Insufficient funds/over credit limit

Decline

34

No such checking account

Decline

35

Expired card

Decline

36

Invalid PIN

Error

37

Transaction not permitted to issuer/cardholder

Decline

38

Transaction not permitted to acquirer/terminal

Decline

39

Exceeds withdrawal limit

Decline

40

Restricted card

Decline

41

Security violation

Decline

42

Exceeds withdrawal limit count

Decline

43

Allowable number of PIN tries exceeded

Decline

44

Invalid/nonexistent “To Account” specified

Error

45

Invalid/nonexistent “From Account” specified

Error

46

Invalid/nonexistent account specified

Error

47

Invalid date

Error

48

CVV data is not correct

Error

49

Cannot verify the PIN

Decline

50

Invalid authorization life cycle

Error

51

Cannot complete the transaction – contact bank.

Decline

52

Duplicate transaction

Decline

53

System error

Error

54

Approved for lesser amount – contact merchant account provider.

Decline

55

Amount error

Error

56

Generic decline

Decline

57

Failed CVV filter

Error

58

Decline – contact support for details.

Decline

59

Invalid transaction number or transaction unable to be processed due to funding or account balance

Error

60

Amount exceeds single transaction limit

Decline

61

Amount exceeds monthly volume limit

Decline

62

Account not affiliated

Decline

63

Honor with ID

Error

64

Not declined

Error

65

Authentication error

Error

66

Invalid argument error – contact support for details.

Error

67

System of record account status error – contact support for details.

Error

68

Unsupported transaction request

Error

69

Upstream processor error – contact support for details.

Error

70

Invalid destination account

Error

71

Card rejected by processor – possible duplicate transaction

Error

73

Amount exceeds monthly transaction limit

Error

74

Invalid track data

Error

75

Gateway declined transaction based on user settings

Error

76

Merchant not authorized

Error

77

Authentication error

Error

79

Invalid invoice number

Error

80

Generic system decline

Error

84

Internal system error – contact support for details.

Error

85

Invalid credit card

Error

86

Insufficient payment method

Error

87

Unsupported currency code

Error

89

Address validation error

Error

90

ID validation error

Error

91

Account validation error

Error

92

Payment method validation error

Error

93

Call failed for an unspecified reason

Error

94

Duplicate account number found

Error

95

Country code not supported

Error

96

Argument format error

Error

97

Argument required error

Error

98

Invalid password

Error

99

Latest EULA not signed

Error

101

Unauthorized request

Error

102

Invalid destination account

Error

103

Amount formatted incorrectly for processor

Error

104

Unauthorized service requested

Error

107

Invalid username

Error

108

Invalid transaction type or service not allowed

Error

109

Invalid currency code

Error

110

Invalid account type

Error

111

Invalid source email

Error

112

Invalid first name

Error

113

Invalid middle initial

Error

114

Invalid last name

Error

115

Invalid billing address

Error

116

Invalid apartment number

Error

117

Invalid city

Error

118

Invalid state

Error

119

Invalid billing ZIP code

Error

120

Invalid mailing address

Error

121

Invalid mailing apartment number

Error

122

Invalid mailing city

Error

123

Invalid mailing state

Error

124

Invalid mailing ZIP code

Error

125

Invalid day phone number

Error

126

Invalid evening phone number

Error

127

Invalid SSN

Error

128

Invalid DOB

Error

129

Invalid email

Error

130

Invalid known account

Error

131

Invalid amount

Error

132

Invalid invoice number

Error

133

Invalid routing number

Error

134

Invalid account number

Error

135

Invalid credit card number

Error

136

Invalid expiration date

Error

137

Invalid CVV

Error

138

Invalid transaction number or unavailable to act on transaction number due to funding

Error

139

Invalid split number

Error

140

An account with this e-mail address already exists or user has no account number

Error

141

An account with this social security number already exists

Error

142

The email address provided does not correspond to an account

Error

143

Recipient’s email address shouldn’t have an account and does

Error

144

Cannot settle transaction because it already expired

Error

145

Credit card declined – contact support for details.

Decline

146

Invalid credential or IP address not allowed

Error

147

Credit card authorization timed out – retry at a later time

Error

148

Amount exceeds single transaction limit

Error

149

Amount exceeds monthly volume limit

Error

150

Insufficient funds in account

Decline

151

Over credit card use limit

Decline

152

Miscellaneous error

Error

154

Unauthorized service requested

Error

155

Account not affiliated

Error

156

Duplicate invoice number

Error

157

Duplicate external ID

Error

160

Invalid destination account

Error

161

Account or transaction error

Error

162

Money already pulled

Error

164

Empty results

Error

165

Invalid authentication

Error

166

Generic account status error

Error

167

Invalid password

Error

168

Account expired

Error

169

Invalid user ID

Error

170

Batch transaction count error

Error

171

Invalid begin date

Error

172

Invalid end date

Error

173

Invalid external ID

Error

174

Duplicate user ID

Error

175

Invalid track 1

Error

176

Invalid track 2

Error

177

Transaction already refunded

Error

178

Duplicate batch ID

Error

179

Duplicate batch transaction

Error

180

Batch transaction amount error

Error

181

Unavailable tier

Error

182

Invalid country code

Error

183

Account created in documentary status, but still must be validated

Error

184

Account created in documentary status, but still must be validated and paid for

Error

185

Account created successfully, but still must be paid for

Error

186

Transaction already refunded

Error

187

Refund exceeds original transaction

Error

188

Invalid payer name

Error

189

Transaction does not meet date criteria

Error

190

Transaction could not be refunded due to current transaction state

Error

191

Direct deposit account not specified

Error

192

Invalid SEC code

Error

193

Invalid account name – ACH account

Error

194

Invalid x509 certificate

Error

195

Invalid value for requird CC refund

Error

196

Required field is missing

Error

197

Invalid EIN

Error

198

Invalid business legal name (DBA)

Error

199

One of the business legal address fields is invalid

Error

200

Business (legal) city is invalid

Error

201

Business (legal) state is invalid

Error

202

Business (legal) zip is invalid

Error

203

Business (legal) country is invalid

Error

204

Mailing address invalid

Error

205

Business (legal) address is invalid

Error

206

Incomplete business address

Error

207

Amount encumbered by enhanced spendback

Error

208

Invalid encrypting device type

Error

209

Invalid key serial number

Error

210

Invalid encrypted track data

Error

211

Unable to transfer money between accounts

Error

212

Currency code not allowed for this transaction

Error

213

Currency code not permitted for this account

Error

214

Requires additional validation

Error

215

Multicurrency processing is not allowed for the account

Error

216

Multicurrency processing is not supported for this bank processor

Error

217

Capture amount exceeds allowed amount

Error

218

Account setup does not allow capture for amount greater than authorization

Error

219

Decline – potential risk

Decline

220

Invalid session ID

Error

221

Invalid account configuration

Error

222

External payment provider not provided

Error

223

External payment identifier not provided

Error

224

External payment provider not valid

Error

225

Inactive or blocked MCC code

Error

226

Invalid MCC code

Error